How many times have you told yourself to find the cheapest car insurance rates in Acworth, GA? Searching for better insurance prices for your car in Georgia can normally be a lot of work, but you can use these tips and make it easy.

There is a better way to shop for car insurance so we're going to tell you the proper way to get price quotes for a and find the best price possible from Acworth insurance agents and online providers.

Car insurance quotes comparison

Cutting your Acworth car insurance rates is a great way to save money. You just have to spend a little time to compare rate quotes to find out which insurance company has cheaper Acworth auto insurance quotes.

The companies shown below offer quotes in Acworth, GA. If multiple companies are shown, we suggest you visit as many as you can to get a more complete price comparison.

Insurance Rates for Popular Vehicles in Acworth
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Malibu LTZ $1,470 $735 $123
Chevrolet Silverado LTZ Extended Cab 2WD $1,376 $688 $115
Dodge Grand Caravan Crew $1,264 $632 $105
Dodge Ram Crew Cab TRX 2WD $1,448 $724 $121
Ford Escape Limited 2WD $1,358 $679 $113
Ford F-150 XL Super Cab 4WD $988 $494 $82
Ford Focus SE 2-Dr Coupe $1,488 $744 $124
Honda Accord EX-L 4-Dr Sedan $1,582 $791 $132
Honda CR-V LX 2WD $1,150 $575 $96
Honda Civic Hybrid 4-Dr Sedan $1,330 $665 $111
Hyundai Sonata SE 4-Dr Sedan $1,394 $697 $116
Mazda 3 S Grand Touring 4-Dr Hatchback $1,292 $646 $108
Nissan Altima 2.5 4-Dr Sedan $1,188 $594 $99
Toyota Camry LE $1,188 $594 $99
Toyota Corolla XRS $1,290 $645 $108
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Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Premium amounts do not factor in Acworth location which can modify insurance rates substantially.

Deductible comparison

One common question asked by Acworth drivers is how high should the physical damage coverage deductibles be. The rates below lay out how much more rates are between high and low coverage deductibles. The first set of prices uses a $100 physical damage coverage deductible and the second set of rates uses a $1,000 deductible.

Ford Escape rates are for example purposes only. To get rates for your specific vehicle, click here.

Ford Escape insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escape XLS 2WD $294 $502 $334 $20 $100 $1,275 $106
Escape XLS 4WD $294 $502 $334 $20 $100 $1,275 $106
Escape XLT 2WD $294 $502 $334 $20 $100 $1,275 $106
Escape Limited 2WD $338 $502 $334 $20 $100 $1,319 $110
Escape XLT 4WD $338 $502 $334 $20 $100 $1,319 $110
Escape Limited 4WD $338 $612 $334 $20 $100 $1,429 $119
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Ford Escape insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escape XLS 2WD $164 $264 $334 $20 $100 $882 $74
Escape XLS 4WD $164 $264 $334 $20 $100 $882 $74
Escape XLT 2WD $164 $264 $334 $20 $100 $882 $74
Escape Limited 2WD $188 $264 $334 $20 $100 $906 $76
Escape XLT 4WD $188 $264 $334 $20 $100 $906 $76
Escape Limited 4WD $188 $322 $334 $20 $100 $964 $80
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Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and Georgia minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Information does not factor in vehicle location which can modify price quotes greatly.

Using the premium rates above, we can conclude that using a $100 deductible could cost the average driver approximately $34 more each month or $408 each year than opting for the higher $1,000 deductible. Because you would be required to pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you tend to have more than 26 months between claims, you would come out ahead if you choose the higher deductible. Here's the way you can make your own decision.

Average monthly premium for $100 deductibles: $110
Average monthly premium for $1,000 deductibles (subtract): - $76
Monthly savings from raising deductible: $34
Difference between deductibles ($1,000 - $100): $900
Divide difference by monthly savings: $900 / $34
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 26 months

An important thing to remember is that increasing deductibles to save money means you will have to cover more of the damage yourself when you file a claim. You need a higher level of savings in the event you have to pay the deductible to have repairs made.

Gender-based auto insurance rates in Acworth

The illustration below illustrates the difference between insurance prices for male and female drivers in Acworth. The premium estimates are based on no claims or driving citations, full physical damage coverage, $1,000 deductibles, marital status is single, and no discounts are factored in on a Honda Pilot LX.

Honda Pilot rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Insurance rate increases from tickets or accidents

The chart below illustrates how violations and at-fault accidents can affect Toyota Camry insurance costs for each different age group. The rates are based on a single male driver, comprehensive and collision coverage, $100 deductibles, and no discounts are factored in.

Toyota Camry rates are for example purposes only. To get rates for your specific vehicle, click here.