Georgia Car Insurance

Local Georgia insurance agents can give you quotes from many companies approved to sell insurance in Georgia, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

There is a very good chance that you are currently paying too much for car insurance.

One Quick Form, Multiple Georgia Quotes!

With over 9,829,211 people in the state of Georgia, you wouldn't think one of the most stolen vehicles in Georgia would be a 1994 Honda Accord, but it is. But don't think that your car can't be stolen just because you live in Georgia. If you own a home in Georgia, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. More and more people every year use our online quote form to save time and find lower Georgia car insurance rates.

Pay Less for Georgia Car Insurance

The internet makes it very easy to buy auto insurance online, and by comparing quotes from different Georgia insurers you can make sure you're not paying too much. Liability rates on average cost approximately $421 of your insurance premium, which when compared to the physical damage coverages of comprehensive and collision, is quite affordable.

Compare Georgia Car Insurance Rates

Many Georgia consumers can lower their rates substantially by comparing apples-to-apples quotes.

Buy Online or Find a Georgia Agent

Online car insurance rates for Georgia can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison.

You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event. People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Georgia companies today and prevent this from happening to you.

Low Income and Liability Only Quotes

Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Georgia drivers. Even though Atlanta may have the most people in Georgia, that doesn't mean car insurance rates will be higher or lower where you live.

Tips for Saving Money on Georgia Car Insurance

  • Claim free insureds may receive discounts off their rates
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Group discount car insurance may be available if you are employed by a large employer or organization
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Georgia car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • Insure all your vehicles with the same insurance company
  • Georgia car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • If you get a speeding ticket, check to see if you can keep the ticket from your driving record by taking an approved Georgia driving class
  • Compare Georgia car insurance rates and see if you're spending too much on car insurance!

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Georgia insurance rates. Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.

Take the first step now in lowering your car insurance rates. Click to start a quote!

Compare Other Georgia Rates
Most Stolen Cars in Georgia
  • 1994 Honda Accord
  • 1999 Ford Taurus
  • 1990 Chevrolet 4x2 Pickup
  • 2004 Ford F150 Pickup
  • 1986 Oldsmobile Cutlass
  • 1994 Jeep Cherokee/Grand Cherokee
  • 2002 Ford Explorer
  • 1997 Toyota Camry
  • 1994 Honda Civic
  • 2000 Dodge Caravan
Georgia Statistics
  • Minimum liability requirements in GA are $15,000 per person, $30,000 per accident, and $10,000 in property damage liability
  • There are 9,829,211 people in GA, over 5,757,900 licensed drivers, and over 33,145 vehicle thefts each year
  • Comprehensive coverage costs and average of $168 and collision coverage averages $367. Liability insurance is an additional $421.
  • Georgia ranks 21 out of 50 states for car insurance costs. Average car insurance rates in GA are $782.
  • Homeowners insurance in Georgia average $724 but if you combine your home and car insurance with the same company you could get a discount.